MORTGAGE PROTECTION

Helps ensure your home remains secure even if illness, disability, or an unexpected loss disrupts your income. It’s a safeguard that protects your biggest investment and the people who live in it.

Choose from a range of options that include critical, chronic, and terminal illness riders. These plans are designed to pay off or reduce your mortgage balance when your family needs it most.

Loan Pay Off

Covers up to 100% of your loan balance

Considerations

  • Full & partial coverage options

  • Affordable rates

  • No medical exams

Ideal For

  • New home owners with children

  • Reducing overall loan amount

  • Keeping your family in the home

Critical Period

Covers the mortgage payment for a period of time

Considerations

  • Usually covers 6 to 24 months

  • Affordable rates

  • No medical exams

Ideal For

  • Those wanting to sell after death

  • Providing time to grieve

  • Giving time to list the home

Schedule a Call with Jermaine D. Mackall

Meet Your Agent, Jermain Mackall

Jermaine D. Mackall

Licensed Insurance Broker

Benefits Coach HQ

I’m Jermaine “The Benefits Coach” Mackall, the insurance broker behind The Benefits CoachHQ. I help small businesses and self-employed individuals design smart, affordable protection through customized health and life insurance solutions. My mission is simple: turn complicated coverage into clear, confident decisions—fast.

As an independent insurance broker, I work for one person only: you.
Unlike captive agents who can only offer a single company’s products, I partner with a wide range of trusted carriers to bring you the best value, the most flexible options, and solutions designed to fit your lifestyle—not someone else’s sales quota.

See What Others Say About Working With Jermaine

Want to work with us?

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