LIFE INSURANCE

Provides essential financial protection for the people who depend on you most—covering income loss, debts, childcare, college costs, and long-term stability. It’s one of the most powerful tools for creating security that lasts beyond a lifetime.
We have several types of policies from top-rated carriers to choose from. Each option offers unique benefits such as affordability, lifelong protection, or cash accumulation, giving you a solution tailored to your goals and budget

Term

Provides temporary affordable coverage during your working years.

Considerations

  • Most affordable, but temporary

  • Coverage lasts 10 to 30 years

  • Easy to qualify for

Ideal For

  • Covering lost income

  • Paying off debts/future expenses

  • Short-term planning

Whole Life

Provides fixed premium coverage that never expires.

Considerations

  • More expensive, but permanent

  • Builds cash value

  • In-depth underwriting

Ideal For

  • Leaving a legacy

  • Covering funeral costs

  • Long-term planning

Schedule a Call with Jermaine D. Mackall

Meet Your Agent, Jermain Mackall

Jermaine D. Mackall

Licensed Insurance Broker

Benefits Coach HQ

I’m Jermaine “The Benefits Coach” Mackall, the insurance broker behind The Benefits CoachHQ. I help small businesses and self-employed individuals design smart, affordable protection through customized health and life insurance solutions. My mission is simple: turn complicated coverage into clear, confident decisions—fast.

As an independent insurance broker, I work for one person only: you.
Unlike captive agents who can only offer a single company’s products, I partner with a wide range of trusted carriers to bring you the best value, the most flexible options, and solutions designed to fit your lifestyle—not someone else’s sales quota.

See What Others Say About Working With Jermaine

Want to work with us?

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