INFINITE BANKING

Uses a specially structured life insurance policy to create a personal banking engine—allowing you to borrow, repay, and reuse your dollars while continuing to earn uninterrupted growth on your cash value.

This strategy is built using High Cash Value Whole Life or Participating Whole Life policies from mutual carriers. These policies are engineered for rapid cash accumulation, low fees, and maximum borrowing power to help you leverage your money more efficiently.

Participating Whole Life

Cash value accumulations plus dividends from the issuing company

Considerations

Borrow against the policy value
No credit checks
Make purchases or pay off debts

Ideal For

Alternative financing options
Rapid cash value accumulation
Leaving a legacy

Schedule a Call with Jermaine D. Mackall

Meet Your Agent, Jermain Mackall

Jermaine D. Mackall

Licensed Insurance Broker

Benefits Coach HQ

I’m Jermaine “The Benefits Coach” Mackall, the insurance broker behind The Benefits CoachHQ. I help small businesses and self-employed individuals design smart, affordable protection through customized health and life insurance solutions. My mission is simple: turn complicated coverage into clear, confident decisions—fast.

As an independent insurance broker, I work for one person only: you.
Unlike captive agents who can only offer a single company’s products, I partner with a wide range of trusted carriers to bring you the best value, the most flexible options, and solutions designed to fit your lifestyle—not someone else’s sales quota.

See What Others Say About Working With Jermaine

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